Does it even matter what is inside the event horizon? How does time dilation in a gravitational field affect the "speed" of the collapse of whatever material m

Does it even matter what is inside the event horizon? How does time dilation in a gravitational field affect the "speed" of the collapse of whatever material makes the black hole? Is there a sort of Zeno's paradox where the matter can't actually reach the singularity? While this doesn't change the nature of the event horizon - matter gets pulled toward the horizon strongly, and if an atom goes in, it ain't coming back out - it would seem that what you really have in a black hole is just a "dead pixel" in the universe where nothing is happening. It would be interesting to see some research on minimum possible singularity mass and radius, and observe, or not, Hawking radiation on a generated singularity. Just so long as the singularity is generated in a vacuum somewhere at least as far away as a Lagrange point, with a solar escape velocity trajectory :-)