I'm not sure why Ally was not included but in my opinion Ally is one of the best online options out there. They have every feature you'd want in an online bank,

I'm not sure why Ally was not included but in my opinion Ally is one of the best online options out there. They have every feature you'd want in an online bank, their interest rate is one of the best out there, they reimburse all ATM fees within the USA, and their customer service is great. I'd suggest going on nerdwallet or a personal finance blog to get an idea of all your options as I would definitely not include Simple in the upper tier of online options (at least in current state).