I'm not sure about the overdraft charges, but they did require the default for debit cards to "deny" a charge if it would result in an overdraft. So I won't ove

I'm not sure about the overdraft charges, but they did require the default for debit cards to "deny" a charge if it would result in an overdraft. So I won't overdraft my account by accident if, for example, I try to buy a $2 drink before my paycheck clears. (Happened once...)