Go to sleep. Practically speaking, you're at zero legal risk for exaggerating your income on a credit card application. Cancel it during business hours tomorr

Go to sleep. Practically speaking, you're at zero legal risk for exaggerating your income on a credit card application. Cancel it during business hours tomorrow. You don't need any reason more specific than "I decided to not go forward with the application. Please cancel it for me." You can worry about improving the business, because a successfully executed freelancing business should more than pay the bills. We're in the best market since forever. But worry about that tomorrow.