No, it is not! And it's buggy. It says I've received 3 verifications already to my phone, when I've never got any, and it's now asking me to send them an email,

No, it is not! And it's buggy. It says I've received 3 verifications already to my phone, when I've never got any, and it's now asking me to send them an email, which they never reply to (I've been thru this a few months ago)! The most annoying onboarding process I've seen! Annoying and irrelevant at that stage low-res videos. Forces you to slide up things when it's not necessary. All that fanfare for nothing! Google Wallet and PayPal Debit Card (with its 1.5% cashback on everything and the short-term $1,000 credit when your balance is not enough to cover a charge) already work great for me!