Do you not have something like this in America: http://www.liberty.co.za/our-products/protecting-your-income/personal-income-protection/Pages/personal-income-p

Do you not have something like this in America: http://www.liberty.co.za/our-products/protecting-your-income/personal-income-protection/Pages/personal-income-protection.aspx http://www.liberty.co.za/our-products/protecting-your-income... It's pretty much a sort of "insurance" that then pays out your salary for X amount of time if you become unable to work for whatever reason. There are many different types/kinds of this type of thing here...