Its just like borrowing your friend's car. You use it for a weekend, and return it back, don't you? Does your friend take "deposit money" from you for it? Do

Its just like borrowing your friend's car. You use it for a weekend, and return it back, don't you? Does your friend take "deposit money" from you for it? Does he charge you "rent" for using his car? No. That is the difference between your friend and a rental car company. You are putting a dollar amount on the friendship Nope, I am not. All I am saying is, if I am in a better position than my friend, and he needs help, I am willing to help. He has to borrow money from someone anyway, why not from me, interest free and trouble free? He can sleep peacefully at night, knowing that I wont foreclose his house or something, if he is going to be late in repaying, or even if he is not able to repay at all. If they don't pay you back, will you still be friends? Yes. We are talking of FU money here, and also assuming that I am in a situation like Mint founders. I am in a position to loan money, without affecting my own lifestyle. Obviously, if I am myself living paycheck to paycheck, this won't apply. why not just give them the money? because, I don't want to patronize them, and don't want to insult them. Frankly, I don't understand why you call this bullshit. Loaning money to friends happens all the time. I've done it many times, and have always been repaid.