Apparently in Australia, half of card transaction < $100 are by NFC (in cards). So, there's demand for it. Apple may have the market clout to drive adoption in

Apparently in Australia, half of card transaction < $100 are by NFC (in cards). So, there's demand for it. Apple may have the market clout to drive adoption in the US. They have experience in getting partners together, to make new technology actually work. Yes, it may take time, and they may go niche by niche.