If you asked for an opinion but already had your mind made up, why did you even ask? Checks are cleared almost instantly now. When you take a photo of it, it'

If you asked for an opinion but already had your mind made up, why did you even ask? Checks are cleared almost instantly now. When you take a photo of it, it's run through ACH just like a wire transfer is. At most, it takes a day depending on when you deposit it. I never said the US was ahead or behind either, that's something you erroneously inferred. Checks are no longer common, as I said a few replies up. Other than dealing with come clients that still pay by check, I haven't seen one or dealt with them for years. Also, I live part-time in Vietnam, so I know all about wire transfers thank you very much. I also know what dicks Aussie ex-pats are too, thanks for confirmation.