Most old people have the power to change the system, many young people cannot. Unfortunately the old lack the young's courage (as they're risk averse) and so ar

Most old people have the power to change the system, many young people cannot. Unfortunately the old lack the young's courage (as they're risk averse) and so are less likely to go against tradition. Money need not be inflationary, and if we solve this problem we end the cycle of the young being overworked for the sake of the old, but the old had rather do it later (the next generation will take care of it, they say).