Thanks for the references. After some research, I decided to go with YNAB http://www.youneedabudget.com/ http://www.youneedabudget.com/ it has a desktop and mob

Thanks for the references. After some research, I decided to go with YNAB http://www.youneedabudget.com/ http://www.youneedabudget.com/ it has a desktop and mobile apps and uses your dropbox for syncing data.