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Both cards that I recently received have a chip. One of them is a debit card so it already has a pin, and presumably at some point I'll at least have the option
by zrail 12y ago
Both cards that I recently received have a chip. One of them is a debit card so it already has a pin, and presumably at some point I'll at least have the option to get a pin for my credit card.
- zippergz 12y agoMy understanding (and it's entirely possible I'm mistaken) is that chip+pin and chip+signature cards are not interchangeable. In other words, I don't think you can just take a chip+signature card and "get a pin" for it. And the one card I've received with a chip (from Bank of America) is definitely chip+signature. I'd love to be told I'm wrong, and that this can be made into a chip+pin card without physically swapping the card.
- zrail 12y agoI had no idea that it wasn't possible to get a pin, but now having done some research it looks like I was wrong. I wonder if it has something to do with them using the existing pin infrastructure for ATM cash advances.
- aianus 12y agoDo you have a source for this? I distinctly remember my Canadian credit card starting off as chip and signature and sometime later start asking me for my PIN.