Speculation is legal and in my opinion very valid reason to use bitcoin. I'm in for mostly speculation and savings reason, as are many of the people who are int

Speculation is legal and in my opinion very valid reason to use bitcoin. I'm in for mostly speculation and savings reason, as are many of the people who are into bitcoin and I know of. To date it has worked very well for me. Of course everyone has always said that I should not do this, but I'm very glad I did, and did not listen to my girlfriend, accountant and tax advisor. I also use bitcoins, mostly because it is very frictionless. I actually have always small amount of unencrypted bitcoins in both my phone and computer for small day-to-day online purchases, tipping and clearing debts between friends. Also the sovereignity appeals to me. I've never experienced any banking problems myself, but I've heard of many. Just the idea that solely me decides how my money moves appeals to me, and there is very limited possibility for anyone to touch my bitcoins.