I could throw out a few situations that have happened to me in the last few months: - People that gave me cash in an envelope at my wedding, as it's cheaper th

I could throw out a few situations that have happened to me in the last few months: - People that gave me cash in an envelope at my wedding, as it's cheaper than getting a money order/bank check if you don't write a regular check that takes forever to clear with large amounts. Don't want to think about how much I was carting back home that night. Hell, replace wedding with any situation - I have had to cart around a fair amount of money in general between my parents and their friends that are in a war with each other over gifts/paying for things, sometimes unknowingly when people stuff an envelope in my purse/bag or somewhere in my car and then only tell me after the fact. (If you're Asian, you know what I'm talking about.) - Me hauling ~$5k to go straight from my restaurant and bank across the street, to one of a couple of restaurant supply stores that offer a cash discount because they don't want to deal with fraud and fees (and nor do I). It's rare I buy a piece of equipment with cash, but sometimes it's urgent so I go in person instead of ordering it online. - The other day, dad was in the hospital and they wanted payment asap. I had been in a rush and I didn't have my CCs on me only like $60 in cash and an ID, so I went to my restaurant and brought the payment over that was otherwise going to be deposited in the bank later that day. Some of this is cultural though - older or still very Asian folks that like the feel of cold, hard cash. They're a lot of small business owners with businesses that deal with a lot of cash on a regular basis too. So you know what some of the deal is ;) Having dealt with $10k+ checks in general though, I almost want to just deal with cash but it's just too easy to lose. I deposited a ~$50k bank check in my business account that took _three weeks_ to clear. As in, fully guaranteed by the bank funds. When they're not and they're just personal checks, I've occasionally gotten a stinkeye from bank tellers, nevermind the pain of going to the bank to deposit a check in the 5 figures in the first place (typically can't ATM or app deposit) - even though that's not uncommon for me (not even 1mo of contracting, or my parents' gift to me for my wedding).