You might be somewhat interested in FundersClub, a YC company which has helped fund other YC companies. FundersClub does limit membership to "Accredited Investo

You might be somewhat interested in FundersClub, a YC company which has helped fund other YC companies. FundersClub does limit membership to "Accredited Investors" (rich people), but I don't believe they take steps to verify whether you qualify for this. They got their start before the new rules you mentioned, so that limitation may change soon. (CrowdTilt, which IMO democratizes crowdfunding better than Kickstarter does, is also a YC company). On a separate note, I personally think that "microbonds" would be a better model for the general public to invest in small companies for whom presales/crowdfunding don't work, as equity actually is hard for the average person to really grok.