Usury is defined by individual state law. Some states have no usury laws, but many do. There are loopholes in alot of them as well. Here's a summary of the s

Usury is defined by individual state law. Some states have no usury laws, but many do. There are loopholes in alot of them as well. Here's a summary of the state laws: http://www.lendingkarma.com/content/state-usury-laws-legal-interest-rates/ http://www.lendingkarma.com/content/state-usury-laws-legal-i...