The ODFI usually places a daily limit based on the anticipated types of transactions, how risky your business is, how well they "know" you, and a variety of oth

The ODFI usually places a daily limit based on the anticipated types of transactions, how risky your business is, how well they "know" you, and a variety of other things. All of that depends on the bank, and is somewhat negotiable. We had much better luck talking to a local bank where we were able to get a meeting with the head of the business banking division.