I think affluent is a factor? When I go to other areas of the country I'm surprised to see the the huge amount of entrenched poverty. Many of these people don

I think affluent is a factor? When I go to other areas of the country I'm surprised to see the the huge amount of entrenched poverty. Many of these people don't have access to debit cards, and any ruined their chances of getting a checking account through a bank(banks have there own credit checking system). I see too many check cashing places, a pawn shop on too many corners, billboards targeting the poor, and naive. Yes--people buy, but it's food at Safeway, or the Dollar store, or Goodwill? The America that is rich and poor is here. I hope the U.S. dosen't turn into Mexico; where the wealthy can't leave their house for fear of kidnapping, or worse. I know I casually slip off my watch when traveling to certain areas, and wouldn't think about buying an expensive road bike again.