Personally I think if a university is as rich as Harvard is "investing" (unwillingly/indirectly accoding to the interview) in a payday loan, they might as well

Personally I think if a university is as rich as Harvard is "investing" (unwillingly/indirectly accoding to the interview) in a payday loan, they might as well just make a Harvard Loan Institution which it lends students loans on a reasonable interest rate. Students CAN also invest in this loaning business and get a fair share. But I am sure IRS, the state and the federal government will jump in and make everything impossible to run.