My credit union has absolutely negligible fees and, since I don't carry a balance on my CC, I give them a negligible amount of money as well. The cost of merch

My credit union has absolutely negligible fees and, since I don't carry a balance on my CC, I give them a negligible amount of money as well. The cost of merchant fees passed on to the consumer is not something that I notice and therefore not something that I care about. I really do not have a reason to want C+P.