Virtually all of my bills except my mortgage are automatically charged to credit cards. This means that every time my card gets compromised and replaced by the

Virtually all of my bills except my mortgage are automatically charged to credit cards. This means that every time my card gets compromised and replaced by the bank, I have to go update it 20+ places. And there are always the odd ones that only charge a few times a year (or once a year) and I forget until the charge is declined. Yeah, I may not be liable for the fraudulent charges, but it's still a big pain in the neck when it happens. I'd be more than willing to memorize a PIN if it solved this problem.