I hate those so much. They lock me out of my accounts more often than they help. I always enter bogus answers because I think I'll never need to use the feature

I hate those so much. They lock me out of my accounts more often than they help. I always enter bogus answers because I think I'll never need to use the feature, then I run into a situation like: "Resetting your password via email? Ok, you also have to answer these security questions that you entered 'akjhdhksdfsdf' into when you made your account!" or "You've logged in from a new computer! Please try to remember what you thought your favorite band was 4 years ago. You have 3 tries remaining." Shit people, if you want me to write this stuff down, at least tell me when I'm creating my account that you basically expect me to have 4 passwords.