A bunch of college campuses (including where my ex went, pace university school of law) had College ID cards that were also mastercards. They also forced you t

A bunch of college campuses (including where my ex went, pace university school of law) had College ID cards that were also mastercards. They also forced you to activate them (she asked repeatedly if she could avoid them), so you could not just disable the credit card functionality. What mastercard has done here seems the logical next step. At pace, this was called the "pace onecard".