Good catch. I used an umbrealls calculator. Umbrellas do have fees but the difference is probably the changing in tax-free allowance in recent years, I'd hope

Good catch. I used an umbrealls calculator. Umbrellas do have fees but the difference is probably the changing in tax-free allowance in recent years, I'd hope at least. Overarching point is though, you can earn SV wages in European countries, just not typically as a salaried employee.