I could not agree more; I feel the same way. It always makes me shudder when banks or other supposedly high security institutions ask me to provide the answer

I could not agree more; I feel the same way. It always makes me shudder when banks or other supposedly high security institutions ask me to provide the answer to "What city were you born in?" for extra security. I don't want to have to guard that secret, because it's not. Just an example. I feel that in a world with perfect transparency we wouldn't have to worry about things. If someone tried to impersonate you or steal your money, _they_ would get into trouble because it'd be public knowledge what they did. It's just much easier to rely on things being okay because everyone knows everything, rather than because everyone doesn't know certain things.