There is one very big downside. Our insurance premiums are based upon the idea that at worse, there will be one working spouse, one non-working spouse and their

There is one very big downside. Our insurance premiums are based upon the idea that at worse, there will be one working spouse, one non-working spouse and their children (who will at some point grow up and get their own insurance). Where will the money come from to pay for Elder Smith's four wives and their fifteen children? Everyone else's premiums, of course! But then, that only strengthens the case for "Single Payer", right?