>> "Maybe you shouldn't comment on things you obviously have no knowledge of." Then I wouldn't be able to comment on anything at all! :/ Point taken, maybe th

>> "Maybe you shouldn't comment on things you obviously have no knowledge of." Then I wouldn't be able to comment on anything at all! :/ Point taken, maybe things have changed in the US since I was there. My understanding of things was that people still got paid by check, paid bills by check etc, did not get free banking, and paid 'convenience fees' to pay things online etc.