I don't write checks either. I've written 2 checks in the last 12 months. One for a used car and one for a bike. Both from private sellers so they didn't take d

I don't write checks either. I've written 2 checks in the last 12 months. One for a used car and one for a bike. Both from private sellers so they didn't take debit cards. I use my debit and credit cards all day. I never even use cash, primarily so that it all gets categorized automatically by Mint and I'm too lazy to do it for cash by hand. But in my mind a debit card is the same as checks. Of course I pay my bills online and have bank access online (you must to use Mint). The difference I guess is that I'm using multiple companies. Why load up Bank of America, Vanguard, WSFS, Wachovia, Capitol One and Fidelity's websites and use 6 different interfaces on 6 different websites when I can use one unified one? You seem to have an anti-US bias that you think we are stupid or something. It is a question of how you treat your money, not the tools available. And you are horribly mistaken on the "burden of filing your own taxes", which again, has nothing to do with Mint. 99% of the work for taxes is done by the HR department at your office and by a tax accountant. I just hand the appropriate papers to the right people, and sign it at the end. Total timer per year: an hour at most. Maybe you shouldn't comment on things you obviously have no knowledge of.