>I'm saying they won't reveal what those signals are. I think they will if those signals are under the driver's control, because insurance companies want fewer

>I'm saying they won't reveal what those signals are. I think they will if those signals are under the driver's control, because insurance companies want fewer accidents. They'd gladly trade higher premiums for fewer accidents--they do it all the time when they offer incentives for driver training courses. If they could send out a report that says something like the following, they'd do it in a heart beat. "You take a relatively dangerous route to work every morning. If you switch to this alternate, safer route, you'll save $25 a month on your premium."