This is why we opted to buy a house before we'd saved as much of a down payment as I would have liked. I went (partially) through the mortgage process as a sel

This is why we opted to buy a house before we'd saved as much of a down payment as I would have liked. I went (partially) through the mortgage process as a self employed (or homeless, as far as the banks are concerned) individual, and it was a nightmare. I accidentally became employed about a year ago, and we opted to buy a house three months ago to take advantage of the fact that we could land a mortgage without jumping through too many hoops. Even still, I had to show quite a bit of paperwork from my self employed time. I can now safely lose my job and still have a mortgage.