I guess banks are doing all they can to try to ensure that people won't end up defaulting on their home mortgages. If only they had been strict from the start

I guess banks are doing all they can to try to ensure that people won't end up defaulting on their home mortgages. If only they had been strict from the start with their requirements rather than giving loans out so readily five years ago. That could have stopped a lot of the foreclosure problems we are having now in the US. Now the banks finally choose to crack down, but at the expense of legitimate people who would like to get a home.