1) Concerning privacy: I imagine that with systems like eCall in Europe drivers privacy is/will be a fiction (eCall is intended to bring rapid assistance to mot

1) Concerning privacy: I imagine that with systems like eCall in Europe drivers privacy is/will be a fiction (eCall is intended to bring rapid assistance to motorists involved in a collision). 2) Methodology for calculating premiums: in my opinion one of the most interested technology for premium calculation was introduced by UK-based company http://mydrivesolutions.com http://mydrivesolutions.com. The basic difference between this one and most of US solution I've seen so far is about getting context information from the environment to better calculate the risk for the insurer. They extract information from road attributes and build behavioral map to better understand driving behavior in a certain context (events are more complex than braking and accelerating).