Yeah, force them to take you to court and show that they own the debt. None of this "passing the paper" non-sense, there has to be a legal contract or some docu

Yeah, force them to take you to court and show that they own the debt. None of this "passing the paper" non-sense, there has to be a legal contract or some document saying that your debt was given to someone else. Otherwise, it's just some guy claiming you owe him money, because of "paper".