> should a debtor pay any amount of money to a random person No. Debt is not a crime in the USA. And it is generally more profitable for collectors to sell you

> should a debtor pay any amount of money to a random person No. Debt is not a crime in the USA. And it is generally more profitable for collectors to sell your debt on to the next collector than to take any sort of civil legal action against you. Some exceptions include IRS and Student Loans. As the article indicated, the best reaction (assuming you don't intend to pay) is to hang up.