It's good to follow one's dreams. But there is a line between living in the moment, on one side, and not planning for the future, on the other. Youngsters are

It's good to follow one's dreams. But there is a line between living in the moment, on one side, and not planning for the future, on the other. Youngsters are in for a rough ride later on if they are too romantic about practicalities and do not take well-conceived steps towards financial independence later in life. This is true whether they have it in them to become superstars or are simply hoping to do what they do well.