From what I read in other articles (e.g. http://www.golem.de/news/fahrdienst-app-uber-macht-in-berlin-trotz-verbot-weiter-1408-108580.html http://www.golem.de/n

From what I read in other articles (e.g. http://www.golem.de/news/fahrdienst-app-uber-macht-in-berlin-trotz-verbot-weiter-1408-108580.html http://www.golem.de/news/fahrdienst-app-uber-macht-in-berlin...), Uber insures the drivers, but with a lower maximum payout for damages of 3.5 million. The mandatory minimum for car liability insurance is 7.5 million for damages against persons in Germany.