You said exactly what I was trying to point out. I wouldn't put sunblock on my daughter or myself for <20min exposure. That just seems extreme. When I apply it,

You said exactly what I was trying to point out. I wouldn't put sunblock on my daughter or myself for <20min exposure. That just seems extreme. When I apply it, we're heading out for hours, or all day. This also doesn't account for skin variances. We're extremely fair-skinned and burn easily. There is no way, even through clothing coverage, I would risk the possible burns that I've seen other children have.