Draining return on capital is a better summation, in my opinion. But drain on equity is probably close enough. Offloading risk is bang on though, and is the mo

Draining return on capital is a better summation, in my opinion. But drain on equity is probably close enough. Offloading risk is bang on though, and is the more troubling part, again in my opinion. A risk free slice of return on capital. It just sounds like a disaster in the making.