I found this a fascinating simplification, and (hopefully) quite a helpful one. It doesn't quite lean me one way or the other between the two, actually. This d

I found this a fascinating simplification, and (hopefully) quite a helpful one. It doesn't quite lean me one way or the other between the two, actually. This does suggest to me, though, that it would have been nice if Stellar had used simple technology (just a distributed ledger, like bitcoin) to bring about the simple use-case (an exchange). Perhaps that isn't possible, and Stellar truly is the best we could do. But I'm not convinced it is.