One problem: Corrupt financialization. The types that financialize everything to make the poor poorer and rich richer will end up making contracts abusing the

One problem: Corrupt financialization. The types that financialize everything to make the poor poorer and rich richer will end up making contracts abusing the downtrodden along the lines of "sign over rights to your B.I. for the rest of your life and we'll give your child a kidney transplant, otherwise too bad for your kid, or maybe we'll give you a subprime used car this one time or maybe enough cash to pay off that legal bill" It'll be quite a feeding frenzy for both the legal and illegal crooks for a little while. (edited to add I think you'll also on the other side need some level of bankruptcy reform... lets say the cost to me of doing business while in bankruptcy is less than $10K annually... so you'd have to be an idiot to give me a mortgage loan because I could structure things quite carefully to get it for free. Or if not normal expenses like that, the usual medical industrial complex scam of huge bills for things not covered (entirely) by insurance.)