I use CustomHouse ( http://onlinefx.westernunion.com/ http://onlinefx.westernunion.com/ ) to transfer money to my Canadian account when necessary. That said, I

I use CustomHouse ( http://onlinefx.westernunion.com/ http://onlinefx.westernunion.com/ ) to transfer money to my Canadian account when necessary. That said, I live in the US so I don't have to transfer a huge percentage of my income, just enough to pay my Canadian student loans and credit card. I would look at the RBC USD accounts if I were you.