They're more if you add in how much your insurance premiums go up. I believe it's $300 per year per point so $900 for 1 point since they last 3 year. (at least

They're more if you add in how much your insurance premiums go up. I believe it's $300 per year per point so $900 for 1 point since they last 3 year. (at least it was $300 a year for me for getting 1 point).