This is correct, that Bitcoin currently has a lot of friction for corporate use in exchanging in and out of fiat currencies. But the longer term vision is for

This is correct, that Bitcoin currently has a lot of friction for corporate use in exchanging in and out of fiat currencies. But the longer term vision is for Bitcoin to replace other currencies. Let's project this ten years into the future: 1) Companies have already added BTC as a payment type over those ten years, as they did with Paypal over the last ten. 2) Companies keep cash ledger accounts directly in BTC wallets, rather than purchasing into BTC every time for every invoice. 3) With a wallet containing BTC already on hand, the transaction can be settled immediately. With no settlement period there is no risk of volatility during it. 4) Since companies widely accept BTC directly, you proceed to spend your internet money entirely within the Bitcoin ecosystem rather than exchanging back into local currency. 5) Okay, security is still a risk. But that may or may not post a sufficient obstacle to universal Bitcoin adoption. And also remember that Bitcoin accepts security risk in exchange for reducing other types of risk. Bitcoin is not at risk for government-induced inflation, for example. I agree that at the moment that transacting in BTC for professional services is impractical. Yes, your cashflow today is more important than trailblazing for the world financial system ten years from now. But enough trailblazers could make for sufficiently widespread adoption to minimize the friction and risk.