In the US one way to help mitigate this problem is to start shifting some of the risk from the insurance plans on to the provider networks. As mentioned people

In the US one way to help mitigate this problem is to start shifting some of the risk from the insurance plans on to the provider networks. As mentioned people can change insurance plans frequently so investing in their health can be difficult. While they change plans frequently, the providers they see would be slower change. There are times when a change in plans will cause in change in PCPs. But that should still be less frequent then the change in insurance. But we would need to reward provider networks for keeping people healthy, not just treating them when sick.