Lyft covers insurance for their drivers while the fare is on. The driver's personal insurance is normal for a personal vehicle doing personal work. Now, if some

Lyft covers insurance for their drivers while the fare is on. The driver's personal insurance is normal for a personal vehicle doing personal work. Now, if someone tries to go after that private insurance from an accident during a fare, that private insurance company will deny the claim and they may drop the person from the policy/raise rates if the person lied about using the vehicle for business purposes. I'm not sure they'd get that rate if they answered "Yes" to business purposes for the vehicle.