> Thinking about this a bit more, there is one flaw with using it to track debts among a circle of friends, which is that any of those friends could then turn a

> Thinking about this a bit more, there is one flaw with using it to track debts among a circle of friends, which is that any of those friends could then turn around and trade the USD-stellar I issued them to someone else, who doesn't realize that they shouldn't actually trust me for it. Unless this is totally different than Ripple, this can't happen unless there's a trust pathway between the recipient and you.