But isn't Stellar intended for technical folk? Like, it's supposed to be a currency used between gateways, right? Where the gateways provide an interface to les

But isn't Stellar intended for technical folk? Like, it's supposed to be a currency used between gateways, right? Where the gateways provide an interface to less technical people? I understand that peer-to-peer is also a possible use case, but realistically the people who don't know how to mine aren't going to care about transferring cryptocurrencies... that's why the gateways are valuable in the first place.