I think fraud rate didn't go up at all, but EMV (Chip and PIN) had a fraud reducing effect. Of course other factors changed. You'll find references at http://ww

I think fraud rate didn't go up at all, but EMV (Chip and PIN) had a fraud reducing effect. Of course other factors changed. You'll find references at http://www.theukcardsassociation.org.uk/plastic_fraud_figures/index.asp http://www.theukcardsassociation.org.uk/plastic_fraud_figure... and old news at http://news.bbc.co.uk/2/hi/business/4779314.stm http://news.bbc.co.uk/2/hi/business/4779314.stm neither of which require Log in to Read the Full Article.