Payment or non-payment (overwhelmingly non-payment+) of debt is reported to credit reporting agencies. Employers, as part of an employment decision, are allowe

Payment or non-payment (overwhelmingly non-payment+) of debt is reported to credit reporting agencies. Employers, as part of an employment decision, are allowed by law to pull copies of credit reports. A poor credit report tends to be treated by many employers as an indication of the candidate being a poor hire so the candidate is rejected. + Noted because many sources of negative marks on a credit report (like a utility bill, mobile phone account, rent-to-own store, apartment lease, and so on) only report negative actions. If a person never pays late, the business doesn't report the favorable upside.