Except instead of your car breaking down it's like $650 out of the blue to wash all your neighbor's cars out of the kindness of your own heart. It's a completel

Except instead of your car breaking down it's like $650 out of the blue to wash all your neighbor's cars out of the kindness of your own heart. It's a completely avoidable cost (no insurance needed, just don't buy people drinks if you don't want to).